MoneySense Live – Couple Finance 101

Money is the number one cause of marital conflicts. But if managed right, money is also an important tool that will help you create a bright future together. Do you want to end your bickering and arguing over money and get to work together on a financial plan, which in turn can contribute to a happier and prosperous marriage?

Learning Curve has partnered with MoneySense, the only personal finance magazine in the Philippines to bring you MoneySense Live – Couple Finance 101.

Who Should Attend

MoneySense Live – Couple Finance 101 is designed for couples who want to work together on their financial future. These include:

Married couples with or without kids
Newlyweds
Engaged couples

Why You Should Attend

Attend MoneySense Live – Couple Finance 101 so you can:

Learn to work together on your finances as a couple so you have clear roles, expectations, and responsibilities.
Find out the legalities on properties and financial support before and during marriage to guide you properly.
Get sound advice on common financial decisions during marriage so you can deal with them when they arise.
Be guided to create a financial plan together to build a bright financial future for your family..

What You Will Learn

MoneySense Live – Couple Finance 101 is divided into two modules that blend theory and practice:MODULE 1: MONEY ISSUES IN MARRIAGEA. Accounts and responsibilities

Separate vs. joint accounts
Merging your income or keeping them separate
Using the allowance system
Identifying your financial strengths and weaknesses
The different jobs and functions in family finance
Deciding who handles which financial responsibilities
Working as a team when it comes to finances

B. Properties and financial support

Property relations between husband and wife
Should you have a prenuptial agreement
When your fiancee is carrying financial baggage into your marriage
What is considered conjugal property
Financial support in the family
The family home
Legal separation and annulment
Custody over children and financial support
What happens to your properties and finances when your spouse dies

MODULE 2: MONEY MERGER IN MARRIAGE

A. Financial decisions

Deciding to live on a single or dual income
Quitting to work or going back to work
Giving up your career to support your spouse’s dreams
What to do when you don’t agree where to travel or where to eat
Deciding when to have children and how many
What to do if your parents or in-laws want financial support
Making and financing your first car purchase
Deciding where to live and if it’s better to rent or buy
Handling a financial crisis

B. Financial plan

Knowing and understanding your dreams, values, and financial goals
What if you don’t share the same dreams or goals as your spouse
Learning to prioritize financial goals
Compromising without giving up your dreams or values
Setting regular money meetings
Preparing a monthly spending plan
Living below your means
Expanding your means
What to do when you’re deep in debt
What kind of insurance should you buy
What financial records should you keep
Where to invest your family’s money
Coming up with your retirement plan
Saving for your children’s education
Preparing your last will and testament

Who Will Teach You

Salve Duplito, RFP® is one of the most respected financial journalists in the country. She is the co-host of On The Money, a personal finance show aired on the ABS-CBN News Channel. Salve shares personal finance tips and strategies, and widens the discussion on consumer and investing issues that face viewers today.

As a financial literacy advocate, Salve has pushed for the last two decades for a cultural revolution on how people should handle their finances and use debt wisely. She is also a public speaker, communication consultant for organizations like the World Bank and the Asian Development Bank, and a Registered Financial Planner (RFP®). She worked for two decades as a financial journalist for publications such as the Philippine Daily Inquirer, the Inquirer Interactive, and BusinessWorld, winning prestigious awards for her articles including the Jaime V. Ongpin Awards for Investigative Journalism, EJAP/Metropacific Banking and Finance Reporter of the Year, and the Citibank Award for Excellence, among others.